Motor Insurance

Motor Insurance

"If you love your wheels, get it insured now"

Motor Insurance in India provide insurance covers for the loss or damage caused to a motor vehicle and by the motor vehicle.

Motor Insurance gives protection to the vehicle owner against damages to his/her vehicle and pays for any third party liability determined as per law against the owner of the vehicle.

Two Wheelers

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Private Cars

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Passenger Carriers

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Goods Carrying Vehicles

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Motor Trade

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Miscellaneous and Special Types

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Driving a motor vehicle without insurance is a punishable offense

Types of Motor Insurance policies:

Liability only policy (Third Party (TP) Policy): TP insurance is mandatory (statutory) requirement.
Own Damage (OD) policy
Package (OD + TP) Policy
Package plus Add-on Cover
Liability plus theft or fire or Both

What Motor Insurance Covers?

The damages to the vehicle due to the following perils are usually covered under OD section of the motor insurance policy:

Fire, Explosion, Self-ignition, Lightning.
Burglary/Theft, Riot & Strike.
Earthquake, Accidental external means.
Flood, Storm, Cyclone, Hurricane, Inundation etc.
While in transit by road rail inland – waterway lift elevator or air.
Landslide Rockslide, Malicious Act , Terrorist Act.

What Motor Insurance does not cover?

Below are the scenarios where a motor insurance doesn’t become applicable:

Not having a valid Driving License.
Under influence of intoxicating liquor/ drugs.
Accident taking place beyond Geographical limits.
Vehicle is used for unlawful purposes.
Electrical/Mechanical Breakdown.

Simplify your Insurance Journey Now

For any inquiries relating to different motor insurance policies, and other insurance services feel free to speak to our representative. Call us during business hours or fill in the below form as per your convenience.

Head office address:

706 Block K, Jain Carlton Creek, Khajaguda, Hyderabad-500104, Telangana, India.

Call for help:

+91-8448090600

Mail for information:

support@digisafe.co.in